Enjoy comprehensive coverage during your vacation for just $169 per person for any tour Plus Double your Medical Coverage for just $35 additional per person with our “Preferred” Travel Protection.
Grand European Tours Travel Protection Plan is designed exclusively for you to ensure your protection in the event that an unforeseen incident occurs, or your plans need to change, for any reason. Designed Exclusively for the Clients of Grand European Tours Policy Number HTP03180
Pre-Departure Cancellation Waiver Benefit When you purchase this Travel Protection Plan, you also receive the Grand European Tours Pre-Departure Cancellation Waiver Benefit that allows you to cancel your Grand European Tours travel arrangements 48 hours or more before your scheduled departure for any reason not covered by the Travel Protection Plan provisions.
When a cancellation that is not covered by the Travel Protection Plan provisions occurs during a penalty period, your cancellation penalty will be refunded in Grand European Tours Travel Certificates, with the balance of the refund made either in cash or by credit card credit. PLEASE NOTE: The Grand European Tours Pre-Departure Cancellation Waiver Benefit applies only if the Travel Protection Plan is purchased within two (2) days of your deposit or initial trip payment and does not cover penalties associated with air or other travel arrangements not provided by Grand European Tours
SECTION I:
TRAVEL ARRANGEMENT PROTECTION
Provided by Grand European Tours
PART A: TRAVEL ARRANGEMENT PROTECTION
MAXIMUM BENEFIT (Per Insured)
Trip Cancellation . . . . . . . . . . . . . . . .Total Trip Cost
Trip Interruption . . . . . . . . . . . . . . . .Total Trip Cost
Trip Delay . . . . . . . . . . . . . . . . . . . . $1,000 ($100/day)
The obligations of Grand European Tours under this contract are underwritten by Virginia Surety Company, Inc.
Trip Cancellation/Trip Interruption - In the event you are prevented from taking your trip because: (a) you, your traveling companion or your immediate family member suffers a death or an injury or sickness which results in medically imposed restrictions, as certified by a physician, at the time of loss preventing your continued participation in the covered trip; or (b) you or your traveling companion (i) is hijacked, quarantined, required to serve on a jury, or subpoenaed; (ii) has a home made uninhabitable by fire, flood, volcano, earthquake, hurricane, or other natural disaster; or (iii) is directly involved in a documented traffic accident while en route to departure; or (c) for other covered reasons as indicated in the Description of Coverage; we will refund:
a) Trip Cancellation - non-refundable cancellation charges imposed by Grand European Tours; or the additional costs you may incur as a result of a change in the per-person occupancy rate of prepaid travel arrangements if a traveling companion cancels his/her trip for a covered reason and you do not cancel.
b) Trip Interruption - unused, non-refundable land or sea expenses prepaid to Grand European Tours and/or the airfare paid, less the value of applied credit from an unused original return travel ticket, to return home or rejoin the original land/sea arrangements (limited to the cost of one-way economy airfare by scheduled carrier, from the point of destination to the point of origin shown on the original travel tickets).
c) Trip Delay: We will pay benefits for Eligible Expenses, up to $1,000 ($100 per day), if your flight en route to or from your land/sea arrangements is delayed for 12 hours or more due to inclement weather, strike or other job action, or equipment failure of a common carrier; a traffic accident en route to a departure in which you or your traveling companion is not directly involved; lost or stolen passports, travel documents, or money; quarantine; hijacking; natural disaster including hurricane; civil commotion or riot; sickness, injury, or death of you, your traveling companion, or an immediate family member traveling with you. Eligible Expenses include any reasonable additional expenses for meals and lodging, and the cost of a one-way economy airfare ticket to catch up to the land/sea arrangements or return to the place of origin shown on the travel documents.
SECTION II:
TRAVEL PROTECTION BENEFITS
Underwritten by Virginia Surety Company, Inc.
PART B: MEDICAL PROTECTION
| MAXIMUM BENEFIT (Per Insured) |
"Standard Coverage" |
"Preferred Coverage" |
| Emergency Evacuation and
Repatriation of Remains |
$25,000 |
$50,000 |
| Accident Medical Expense |
$5,000 |
$10,000 |
| Sickness Medical Expense |
$5,000 |
$10,000 |
Emergency Evacuation and Repatriation of Remains: The Insurer will pay benefits for Covered Expenses if an injury or sickness commencing during the course of the trip results in your necessary emergency evacuation. The Insurer will also pay repatriation of remains benefits for transportation to return your body to your point of origin in the event of your death during your trip.
Accident & Sickness Medical Expense: The Insurer will pay benefits, up to $5,000, if you incur necessary covered medical and dental expenses as a result of an injury, or up to $5,000 if you incur necessary covered medical and dental expenses as a result of sickness. The accident causing such injury must occur while you are covered under the policy, and the sickness must first manifest itself during your trip.
PART C: BAGGAGE PROTECTION
MAXIMUM BENEFIT (Per Insured)
Baggage/Personal Effects . . . . . . . . . . . . . . . . . . . . . . . . . . $2,500
Baggage Delay . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $250
Baggage/Personal Effects: The Insurer will reimburse you, up to $2,500, for loss, theft, or damage to baggage and personal effects. The Insurer will pay the lesser of the following: original cash value of the item less depreciation as determined by the Insurer; or cost of repair or replacement. The maximum benefit per article is $250.
Baggage Delay: You will be reimbursed for expenses of necessary personal effects, up to $250, if your checked baggage is delayed or misdirected by a common carrier for more than 24 hours from the time you arrived at the destination stated on your ticket. You must be a ticketed passenger on a common carrier.
THE COVERAGE PROVIDED UNDER PARTS A, B, AND C SHALL BE IN EXCESS OF ALL OTHER VALID AND COLLECTIBLE INSURANCE OR INDEMNITY AND SHALL APPLY ONLY WHEN SUCH OTHER BENEFITS ARE EXHAUSTED.
PART D: TRAVEL ACCIDENT PROTECTION
MAXIMUM BENEFIT (Per Insured)
Accidental Death & Dismemberment
Air Common Carrier Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$100,000
Any Other Circumstance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$25,000
Accidental Death & Dismemberment: If you sustain an Injury while on the trip or flight which results in a loss of life, actual severance of limb, or entire and irrecoverable loss of eyesight, speech, or hearing within 365 days of the date of the accident, the Insurer will pay a portion of, or in cases of death, up to a maximum of the benefit amount shown in the schedule of coverages.
PART E: WORLDWIDE EMERGENCY ASSISTANCE
On Call International (On Call) provides a 24-hour emergency telephone assistance service for your benefit so that, in the event of an emergency during the term of this coverage, English-speaking help and advice may be furnished.
EXCLUSIONS: Certain limitations and exclusions do exist. These exclusions, including a pre-existing condition exclusion and exclusion for some conditions such as mental/nervous disorders and normal pregnancies, enable us to provide a broad range of benefits at an economical cost to You, without the necessity of medical questionnaires, and to supplement Your existing insurance plans.
PRE-EXISTING CONDITION EXCLUSION: Under Section I and under the Accident and Sickness Medical Expense coverage in Part B of Section II, no payment can be made for any expenses incurred as a result of Injury, Sickness, or other condition (including any from which death ensues) affecting You, a Traveling Companion, or an Immediate Family member booked to travel with You which, within the 90-day period before Your coverage began under this protection plan: (A) first manifested itself or had symptoms which would prompt a reasonable person to seek diagnosis, care, or treatment; (B) required taking prescribed drugs or medicine, unless the condition for which the prescribed drug or medicine was taken remained controlled without any change in the required prescription; or (C) required treatment or treatment was recommended by a Physician. We will WAIVE this Pre-Existing Condition exclusion if you make payment for this coverage within two (2) days of the date your deposit or initial trip payment is received by Grand European Tours, provided that you are medically capable of travel on the day you purchase this coverage. NOTE: Satisfaction of this prerequisite will be verified during claim processing. Please review the Description of Coverage for a complete listing of other exclusions and excess provisions, which apply to Parts A, B, and C.
IMPORTANT: This plan is valid only if the appropriate plan cost has been paid to Grand European Tours prior to or with Your final Trip payment. To be eligible for the Pre-Departure Cancellation Waiver Benefit and the Pre-Existing Condition Exclusion Waiver, payment must be made within two (2) days of Your Trip deposit. The Grand European Tours Travel Protection Plan is non-refundable and valid for each person only.
PLEASE NOTE: This is just a brief summary of coverage, services, limitations, and exclusions. To receive more information, ask Grand European Tours for a Description of Coverage or call the program administrator, BerkelyCare, at (866) 808-7162. The travel insurance benefits described are underwritten by Virginia Surety, policy number HTP03180. The program provides limited health insurance benefits and does not provide basic hospital, basic medical or major medical insurance as defined by the NY State Insurance Department. The trip cancellation provision takes effect upon receipt of payment; all other provisions take effect upon departure. This coverage shall be provided in excess of all other valid and collectible insurance or indemnity and shall apply only after such other benefits have been paid. This plan was designed and is administered by BerkelyCare SM. IN CALIFORNIA: BerkelyCareSM is a service mark of Aon Direct Insurance Administrators, CA Insurance License #0795465. IN ALL OTHER STATES: BerkelyCare SM is a division of Affinity Insurance Services, Inc. in all states other than CA, except: AIS Affinity Insurance Agency, Inc. in MN and OK and AIS Affinity Insurance Agency in NH and NY.
