Contacting Your Bank Before You Travel @fontSize>
Call your bank and credit card company before leaving the country to avoid any issues while traveling abroad. @fontSize>
Notify your bank @fontSize>
Inform your bank and credit card companies of your travel dates so they don’t block charges you make in another country. Some banks allow you to do this online, but it’s always a good idea to call to be safe.
Ask questions about your cards @fontSize>
While you have your bank on the phone it’s a good idea to ask them the following questions about your debit and credit cards:
- Will my card work in the countries I’m visiting?
- What number should I call if I lose my card while traveling?
- How much can I withdraw per day?
- Do you have partner banks that won’t charge me ATM fees?
- Do you charge foreign transactions or currency exchange fees?
Check your cards before you leave @fontSize>
Plan on bringing two cards just in case you lose one. Keep the customer service numbers for your bank or credit card company in your suitcase in case you lose your wallet. Check the cards expiration dates and make sure you have their PIN numbers committed to memory.
Sign up for online banking @fontSize>
Even if you don’t use it at home, online banking is the best way to monitor and manage your funds while traveling. Check to see if your bank has an app because they are optimized for use on your phone or tablet. Wait to check your accounts when you have access to Wi-Fi at the hotel or on the motor coach to avoid steep data charges.
Pay Your bills before you leave @fontSize>
There’s nothing worse than waking up in a cold sweat wondering if you remembered to pay you’re electric bill. When possible, pay in advance or schedule the payment (using online banking) so that you don’t have to worry about getting hit with late fees when you return home.